Winnipeg Free Press - PRINT EDITION
'Tis the season for family, friends, and you
Every year at this time, we try to turn this shallow, money-grubbing, materialistic newspaper column into something more appropriate for a season of giving and celebrating the generous side of humankind.
It's an uphill battle, though, when you are inundated by crass advertising and promotions for everything under the sun, as the "perfect" Christmas present.
Whether you celebrate Christmas or not, I think you'll agree you can't ignore what's going on at this time of year. Try as we might, no one can escape the hype, the flyers, the radio, TV and newspaper ads exhorting you to spend, spend, spend!
I hope those that do not celebrate Christmas will indulge me for risking political incorrectness and cultural insensitivity, as I try to reflect on what might be the true spirit of Christmas, or of the holidays, at least.
It seems to me it's about what you give and how you feel, not what you have and what you get. All the money, houses, cars or Christmas presents won't make you happy for more than a few minutes if you don't feel good about yourself.
Just ask Lindsay Lohan.
It's about how you treat other people and how you treat yourself. So give yourself a present and go easy on yourself. I think Christmas, of all times, should allow you some relief from the pressures to look perfect and perform to superhuman levels. It's a time to cut yourself -- and everyone else -- some slack.
How about taking time to relax, to calmly reflect on our connection with family, friends and the world? As long as you're not in retail, it's a time when you can slow down, forget about work for a while, and spend extra time with loved ones.
Some people take this time to think about why they work so hard the rest of the year, what is really important and what they really value in their lives.
I strongly encourage that, as you know. (More on that next week.)
Other people donate time to causes that help people less fortunate to achieve that same relief from pressure, at least for a short time.
To me, the most important thing is to stop and add up all the things for which you feel -- or ought to feel -- grateful. We have so much.
"The gift is in the giving," as a wise young man said to me a few years ago, and he is right. My most memorable Christmases have been the ones when I really took time to find small but personal gifts for people close to me.
None of them cost much money. This year, I found out that the absolute best thing about writing and publishing a book was the ability to give books to friends and colleagues and inscribe with heartfelt thoughts what I am always too shy to say out loud. That was a wonderful surprise.
It occurred to me that I could give such a gift anytime, in a card, a letter, an email or with my voice.
This column spends much of the year talking about money and taxes, investments and risk management, all of the things that can help you get ahead materially. But very little of that will help you feel better for more than a short time if you don't know why you are doing it all and if you forget who and what is really important to you.
How can you take some time over the holidays and help yourself feel good? Even better, can you take on some chores and responsibilities that will allow someone you love (usually the wife and mother of the family) who always has to do everything, to have some time to relax? Be extra supportive, be empathetic, just be around.
How can you connect with family and reconnect with other people who matter to you?
To all who celebrate Christmas, have a very merry one. To those who don't, enjoy the days off afforded by this annual pagan ritual, forgive us our trespasses in the malls and enjoy the fruits of the Boxing Day sales.
Happy Hanukkah, Joyeux Noël, Feliz Navidad, Frohe Weihnachten, Merry Christmas.
Have a truly joyous holiday and a very Happy New Year!
David Christianson is a financial planner and adviser in Winnipeg, and author of Managing the Bull -- A No-Nonsense Approach to Personal Finance.
Republished from the Winnipeg Free Press print edition December 21, 2012 B16
More Personal Finance
- Back to Top
- Return to Personal Finance
More Personal Finance
(1 of 8 articles for this week)
In low interest rate environment, home affordability remains stable: RBC
05/22/2013 11:01 PM 0OTTAWA - A new analysis from the Royal Bank (TX:RY) finds home ownership in Canada remains largely affordable, even if ...
Poll
Most Popular Personal Finance
- Housing slowdown to worsen, cost 150,000 jobs, says mortgage group
- Paying bills and consumer consumption hurting Canadians' ability to save: study
- Women face unique financial challenges
- Experts urge buyers to take precautions when buying used cars and trucks
- Arizona bound: Canadians snapping up homes, but they need to be careful
- Bridging the gap
- Homebuying intentions remain relatively strong, says bank survey
- Rising cost of food causing Canadians to shop more carefully, survey finds
- In low interest rate environment, home affordability remains stable: RBC
- Home sales down 3 per cent from year ago while price index rises slowly
- Bridging the gap
- Housing slowdown to worsen, cost 150,000 jobs, says mortgage group
- Experts urge buyers to take precautions when buying used cars and trucks
- Women face unique financial challenges
- Paying bills and consumer consumption hurting Canadians' ability to save: study
- The ready-made solution evolution
- Rising cost of food causing Canadians to shop more carefully, survey finds
- Arizona bound: Canadians snapping up homes, but they need to be careful
- Missing tax deadline can lead to benefits being cut, even for those owed refunds
- At a premium
- Missing tax deadline can lead to benefits being cut, even for those owed refunds
- Funny money? Focus groups felt new $5 plastic notes too "cartoonish"
- The cottage and cabana plan
- Bridging the gap
- The first-time homebuyer's dilemma
- Housing slowdown to worsen, cost 150,000 jobs, says mortgage group
- Flaherty discounts fears over housing, calls correction a 'healthy' development
- What recovery? For young Canadians, labour market as bad as during the recession
- At a premium
- Rent to own
- Bridging the gap
- Investing lessons from the golf links
- Experts urge buyers to take precautions when buying used cars and trucks
- Women face unique financial challenges
- Housing slowdown to worsen, cost 150,000 jobs, says mortgage group
- Bridging the gap
- The first-time homebuyer's dilemma
- Seniors, working Canadians get tax breaks
- Arizona bound: Canadians snapping up homes, but they need to be careful
- Tax issues of owning U.S. property
- Great-West Lifeco. reports first-quarter sales, revenue increases
- Missing tax deadline can lead to benefits being cut, even for those owed refunds
- Pension reform demystified
- U.S. citizens living here: Do your tax duty
- Disability tax credit still being wrongly denied
Ads by Google











You can comment on most stories on winnipegfreepress.com. You can also agree or disagree with other comments. All you need to do is register and/or login and you can join the conversation and give your feedback.
Have Your Say
New to commenting? Check out our Frequently Asked Questions.
The Winnipeg Free Press does not necessarily endorse any of the views posted. By submitting your comment, you agree to our Terms and Conditions. These terms were revised effective April 16, 2010.