RBC reports $5.79B first-quarter profit, up from $5.13B a year earlier

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TORONTO - Royal Bank of Canada reported a first-quarter profit of $5.79 billion, up from $5.13 billion a year earlier.

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TORONTO – Royal Bank of Canada reported a first-quarter profit of $5.79 billion, up from $5.13 billion a year earlier.

The bank said Thursday the profit amounted to $4.03 per diluted share for the quarter ended Jan. 31, up from $3.54 per diluted share a year earlier.

Revenue totalled $17.96 billion, up from $16.74 billion.

People walk past the Royal Bank Tower in Montreal on Thursday, June 19, 2025. THE CANADIAN PRESS/Christopher Katsarov
People walk past the Royal Bank Tower in Montreal on Thursday, June 19, 2025. THE CANADIAN PRESS/Christopher Katsarov

RBC’s provision for credit losses for the quarter amounted to $1.09 billion, up from $1.05 billion a year earlier.

On an adjusted basis, the bank says it earned $4.08 per diluted share in its latest quarter, up from an adjusted profit of $3.62 per diluted share a year earlier.

The average analyst estimate had been for an adjusted profit of $3.85 per share, according to LSEG Data & Analytics.

RBC chief executive Dave McKay said the bank entered the 2026 financial year in a position of strength. 

“We carried this momentum into our first quarter, reporting record results underpinned by strong earnings growth, our robust balance sheet and capital position,” McKay said in a statement.

RBC said its personal banking business earned $1.96 billion in the quarter, up from $1.68 billion a year earlier, helped by higher net interest income and non-interest income.

The bank says its commercial banking business earned $863 million in the quarter, up from $777 million a year earlier.

RBC’s wealth management earned $1.30 billion, up from $980 million a year ago, helped by higher fee-based client assets reflecting market appreciation and net sales, while the bank’s insurance business earned $213 million, down from $272 million a year earlier.

The bank’s capital markets business earned $1.48 billion, up from $1.43 billion a year earlier.

This report by The Canadian Press was first published Feb. 26, 2026.

Companies in this story: (TSX:RY)

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