Personal Management

Please review each article prior to use: grade-level applicability and curricular alignment might not be obvious from the headline alone.

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F-bombs abound

Paul Moist 4 minute read Saturday, Nov. 22, 2025

Is it just me? Or is swearing on the rise, on television, in print, in our daily lives?

Toronto Blue Jays manager, John Schneider, let loose a few F-bombs during the Jays’ recent playoff run. Former Blue Bomber star Jermarcus Hardrick, in town to play for Saskatchewan in the Grey Cup, revealed the meaning of the tattoo on his forearm from his Grey Cup wins in Winnipeg.

The tattoo features the Grey Cup, the Bomber logo and the letters, FIFO, which stands for “Fit in or F-off.”

I expect few are surprised that the sports locker room remains fertile ground for swearing. What is surprising, at least to me, is the steady rise in so-called “colourful language” in public settings, including mainstream media, and of course social media platforms.

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Not enough for individuals to recognize own emotions, they must also recognize emotions of co-workers

Tory McNally 6 minute read Preview
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Not enough for individuals to recognize own emotions, they must also recognize emotions of co-workers

Tory McNally 6 minute read Saturday, Nov. 22, 2025

Today’s workplaces are full of people who have learned how to talk about their feelings with more openness than ever before.

Schools have played an important role in this shift by helping children identify and process their emotions. Many adults have also benefited from therapy, coaching and wellness initiatives that encourage the same.

This increased emphasis on self-awareness has been an overwhelmingly positive development. People are more attuned to their stress levels, more willing to name their emotional states and more able to advocate for what they need. What has not evolved at the same pace is our ability to recognize the emotional experiences of others and understand how our actions affect the people around us.

This gap is showing up across generations and in workplaces of every size and sector.

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Saturday, Nov. 22, 2025

Freepik

Freepik
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Child advocates urge government to bring back online harms legislation

Anja Karadeglija, The Canadian Press 4 minute read Preview
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Child advocates urge government to bring back online harms legislation

Anja Karadeglija, The Canadian Press 4 minute read Friday, Nov. 21, 2025

OTTAWA - The dangers children face online constitute a national emergency, a coalition of child advocates and medical organizations said Thursday as they called for the federal government to take action.

"Unlike every other industry that affects children, from cars to pharmaceuticals to toys to food safety, the tech industry has been allowed to self-regulate with tragic consequences," said Andrea Chrysanthou, chair of the board for Children First Canada, at a press conference on Parliament Hill.

The advocates say children are being exploited, extorted, bullied — and in some cases, kids have died as a result of online harms.

Dr. Margot Burnell, president of the Canadian Medical Association, said doctors see the negative health impacts of social media use firsthand.

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Friday, Nov. 21, 2025

Children First Canada youth adviser Zachary Fathally, 11, speaks during a news conference on Parliament Hill in Ottawa, Thursday, Nov. 20, 2025. THE CANADIAN PRESS/Adrian Wyld

Children First Canada youth adviser Zachary Fathally, 11, speaks during a news conference on Parliament Hill in Ottawa, Thursday, Nov. 20, 2025. THE CANADIAN PRESS/Adrian Wyld
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Doctor retention needs focus in year ahead

Nichelle Desilets 5 minute read Preview
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Doctor retention needs focus in year ahead

Nichelle Desilets 5 minute read Tuesday, Nov. 18, 2025

It’s time for Manitoba’s annual check-up: the provincial government’s speech from the throne. Physicians watch closely because this is where government sets its priorities for improving health-care quality and access.

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Tuesday, Nov. 18, 2025

MIKAELA MACKENZIE / FREE PRESS files

The Max Rady College of Medicine convocation ceremonies at the U of M Bannatyne campus on May 15. Doctors Manitoba says the provincial government’s next goal should be making it easier for doctors to stay in Manitoba.

MIKAELA MACKENZIE / FREE PRESS files
                                The Max Rady College of Medicine convocation ceremonies at the U of M Bannatyne campus on May 15. Doctors Manitoba says the provincial government’s next goal should be making it easier for doctors to stay in Manitoba.
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Starting strong: building habits for great career, reputation in work world

Tory McNally 6 minute read Preview
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Starting strong: building habits for great career, reputation in work world

Tory McNally 6 minute read Saturday, Nov. 15, 2025

Starting your first job is exciting and a little intimidating.

You’ve probably worked hard to get here through school, interviews and all the waiting that comes with trying to get a foot in the door. Now that you’re in, the next step is learning how to make the most of it.

What you do in these early months and years will shape your habits, reputation and the way people see you at work. It’s not just about doing your job well. It’s about learning how to show up, communicate and build relationships that make work easier and more rewarding for everyone involved.

The first and most important habit to develop is reliability. Employers and co-workers value someone they can count on more than almost anything else. Being reliable isn’t glamorous, but it’s powerful. Show up on time, meet deadlines and do what you say you will. If you realize you’re going to miss a deadline, let your supervisor know early and suggest a plan to get back on track.

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Saturday, Nov. 15, 2025
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Influencers have more reach on 5 major platforms than news media, politicians: report

Anja Karadeglija, The Canadian Press 5 minute read Preview
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Influencers have more reach on 5 major platforms than news media, politicians: report

Anja Karadeglija, The Canadian Press 5 minute read Friday, Nov. 14, 2025

OTTAWA - More than two-thirds of younger Canadians engage with political content from influencers — and influencers have significantly more reach on five major social media platforms than news media outlets or politicians, a new study indicates.

A significant portion of the political content Canadians see on the major platforms "comes directly from influencers," says the report from the McGill University and University of Toronto-led Media Ecosystem Observatory.

The report focused on posts from individuals and institutions on X, Instagram, TikTok, YouTube and Bluesky. It did not look at or compare reach on websites, other online platforms or traditional platforms.

The researchers say they identified 1,097 influencers and collected 4.1 million of their posts from January 2024 to July 2025 on five social media platforms. Over that time period, politicians were responsible for 1.1 million posts while media outlets accounted for 2.8 million.

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Friday, Nov. 14, 2025

The TikTok app logo is shown on an iPhone on Friday, Jan. 17, 2025. (AP Photo/Ashley Landis)

The TikTok app logo is shown on an iPhone on Friday, Jan. 17, 2025. (AP Photo/Ashley Landis)
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Hurrying hard for Jamaican flavours infusing West St. Paul Curling Club

David Sanderson 7 minute read Preview
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Hurrying hard for Jamaican flavours infusing West St. Paul Curling Club

David Sanderson 7 minute read Saturday, Nov. 8, 2025

WEST ST. PAUL — This month marks a full decade since Vincent Dennis opened a Caribbean-flavoured restaurant inside the West St. Paul Curling Club.

And although it could be assumed that a person who has spent that much time in the vicinity of rocks and rings would have picked up a thing or two about the roaring game by now, that doesn’t appear to be the case with the Jamaican-born owner of Tropical Thunder.

Not even close.

“I’ve been here since 2015 and I still don’t have a clue what I’m staring at,” Dennis, 52, says with a chuckle, seated at a table offering a perfect view of the 62-year-old club’s four curling sheets.

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Saturday, Nov. 8, 2025

photos by JOHN WOODS / FREE PRESS

Donna Taylor, social marketing manager, and Vincent Dennis, owner of Tropical Thunder located at 431 Grassmere Rd.

photos by JOHN WOODS / FREE PRESS
                                Donna Taylor, social marketing manager, and Vincent Dennis, owner of Tropical Thunder located at 431 Grassmere Rd.
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Le pouvoir des rencontres

Anaïs Nzelomona 6 minute read Preview
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Le pouvoir des rencontres

Anaïs Nzelomona 6 minute read Saturday, Nov. 8, 2025

Depuis plusieurs années, Djehil Togoi, élève de 11e année au Collège Louis-Riel, s’investit dans le programme CanU, un projet caractérisé par ses offres de mentorat et son accompagnement éducatif destiné à soutenir la jeunesse manitobaine.

Pour Togoi, aussi appelé DJ, cette expérience est à la fois une occasion de créer des liens et de se rapprocher d’une communauté.

“Mon expérience CanU a été très enrichissante, explique-t-il. Chaque jour est une nouvelle expérience et chaque expérience m’apporte de nouveaux apprentissages. Je suis vraiment reconnaissant d’avoir découvert ce programme.”

Le 13 novembre, CanU organise le Gala Imagine Stories, une initiative annuelle visant à lever des fonds et à mettre à l’honneur la parole des jeunes. Comme l’explique Roger Berrington, fondateur de l’organisation, “ce gala permet aux élèves de raconter leur histoire mais aussi de montrer leur courage, et ces moments-là marquent leur vie et celle de ceux qui les entourent”. Cette année, l’événement se tiendra au Musée canadien pour les droits de la personne, un choix symbolique qui reflète les valeurs de l’organisation CanU.

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Saturday, Nov. 8, 2025

Supplied

Djehil Togoi est élève en 11e année au Collège Louis-Riel, il est également mentor junior au sein de CanU.

Supplied 
                                Djehil Togoi est élève en 11e année au Collège Louis-Riel, il est également mentor junior au sein de CanU.
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Puppy Sphere yoga chain rolls out ‘mood-boosting’ first classes in Winnipeg

Aaron Epp 4 minute read Preview
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Puppy Sphere yoga chain rolls out ‘mood-boosting’ first classes in Winnipeg

Aaron Epp 4 minute read Friday, Nov. 7, 2025

Winnipeg yogis seeking to do a downward dog while surrounded by dogs are in luck: puppy yoga is here.

Toronto-based company Puppy Sphere began offering weekend yoga classes at Yoga Public (280 Fort St.) earlier this fall.

Each class consists of a 45-minute yoga flow led by a certified instructor, while puppies from local rescues and breeders roam the studio. The class is followed by a 30-minute wind-down that includes refreshments and canine cuddles.

Puppy Sphere founders Francesca Albo and Lea Burbidge Izquierdo said the classes began selling out almost immediately, which led them to add Thursdays to the schedule. The entrepreneurs are actively looking for a Winnipeg studio of their own.

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Friday, Nov. 7, 2025

SUPPLIED

Puppy Sphere offers yoga classes led by certified instructors while puppies roam the studio and interact with participants.

SUPPLIED
                                Puppy Sphere offers yoga classes led by certified instructors while puppies roam the studio and interact with participants.
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Winnipeg students develop critical aptitude essential for navigating media landscape

Melissa Martin 14 minute read Preview
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Winnipeg students develop critical aptitude essential for navigating media landscape

Melissa Martin 14 minute read Friday, Oct. 31, 2025

One day in the fall of 2024, two of Lily Godinez Goodman’s Grade 5 students came to her with a question: Why didn’t their Earl Grey School have a newspaper, they wondered — and if they started one, would she serve as editor-in-chief?

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Friday, Oct. 31, 2025

MIKAELA MACKENZIE / FREE PRESS

Earl Grey Press reporters Sebastian (from left), Isabel, Willow and James are on the beat at their school.

MIKAELA MACKENZIE / FREE PRESS
                                Earl Grey Press reporters Sebastian (from left), Isabel, Willow and James are on the beat at their school.
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Algorithms of hate and the digital divide

David Nutbean 5 minute read Friday, Sep. 26, 2025

If recent events are any indication, it has become clear that the current use of technology has driven a wedge between people like never before.

The polarization of ideas, perspectives, ideologies, politics, identities, cultures, and other differences that are expected and should be celebrated in diverse and dynamic societies has resulted in an undercurrent of fear of the other, fuelled by media that reinforce our own beliefs and disavow others, the consequences of which are felt by a generation who more often is fed by and fed to an algorithm.

Imagine you are watching television and have a wide selection of channels to choose from: sports, news, cooking, mystery, sci-fi, the usual variety of channels. You decide to watch the golf channel for a while because you like golf. When you are done you go to the channel guide and discover that all your channels have changed to golf channels. Weird, but I like golf.

You go to the library. It has a great selection of thousands of books from all genres. You like mystery novels and pick one off the shelf to borrow. As you look up after reading the back cover, all the books in the library have changed to mystery novels. Mysterious, indeed.

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Small changes, big impact

Janine LeGal 5 minute read Preview
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Small changes, big impact

Janine LeGal 5 minute read Saturday, Sep. 20, 2025

Are you a climate champion or climate destroyer? Ecological quizzes and carbon-footprint calculators can help you find out.

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Saturday, Sep. 20, 2025

MIKAELA MACKENZIE / FREE PRESS

Alexa Dawn, compost and waste reduction program co-ordinator at the Green Action Centre, has always been interested in environmentalism.

MIKAELA MACKENZIE / FREE PRESS
                                Alexa Dawn, compost and waste reduction program co-ordinator at the Green Action Centre, has always been interested in environmentalism.
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When self-doubt creeps in at work, pause and reframe your negative thoughts. Here’s how

Cathy Bussewitz, The Associated Press 7 minute read Preview
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When self-doubt creeps in at work, pause and reframe your negative thoughts. Here’s how

Cathy Bussewitz, The Associated Press 7 minute read Friday, Oct. 31, 2025

NEW YORK (AP) — When we make mistakes at work, it can lead to a cycle of negative thinking.

The damaging thoughts swirl: “I’m an impostor.” “I’m not smart enough.” “I’m failing at my job.”

Feeling like an impostor — doubting one’s own abilities despite a track record of success — is common, especially among women and members of marginalized groups. Even on days when everything’s going right, it can be hard to shift out of a cycle of self-doubt.

But there are ways to interrupt that downward spiral.

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Friday, Oct. 31, 2025

(AP Illustration / Peter Hamlin)

(AP Illustration / Peter Hamlin)
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Drunk driver who killed woman in 2022 hit-and-run denied parole

Erik Pindera 6 minute read Preview
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Drunk driver who killed woman in 2022 hit-and-run denied parole

Erik Pindera 6 minute read Thursday, Sep. 18, 2025

The man who killed a 24-year-old woman while driving drunk in a high-speed hit-and-run collision in Transcona in 2022 was denied parole Wednesday.

In November 2023, Tyler Scott Goodman was sentenced to seven years in prison — six for impaired driving causing death and one for leaving the scene — for the collision that killed Jordyn Reimer on May 1, 2022, sparking outrage from loved ones who argued the sentence was too low.

The Wednesday hearing, at Stony Mountain prison, was to assess whether Goodman could be deemed a manageable risk if granted day or full parole.

Parole Board of Canada member Lesley Monkman said he wasn’t ready for either.

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Thursday, Sep. 18, 2025

GOFUNDME

Jordyn Reimer

GOFUNDME
                                Jordyn Reimer
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We all live in glass houses now

Pam Frampton 5 minute read Preview
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We all live in glass houses now

Pam Frampton 5 minute read Wednesday, Sep. 17, 2025

In the 19th century, stocks and pillories were still in use in Canada, with people put on public display, their necks, hands or feet clamped into hinged wooden frames for a few hours as punishment for crimes like public drunkenness or disorder, theft and perjury.

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Wednesday, Sep. 17, 2025

Josef Maxwell / Unsplash

Given the prevalence of cellphones, it can feel like we’re always in the public eye.

Josef Maxwell / Unsplash
                                Given the prevalence of cellphones, it can feel like we’re always in the public eye.
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The big meaning behind micro-relationships, and why we should talk to strangers more

Brieanna Charlebois and Nono Shen, The Canadian Press 8 minute read Preview
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The big meaning behind micro-relationships, and why we should talk to strangers more

Brieanna Charlebois and Nono Shen, The Canadian Press 8 minute read Friday, Oct. 10, 2025

VANCOUVER - Psychology Prof. Gillian Sandstrom was a lonely graduate student in Toronto when she began what she calls "a tiny, tiny micro-relationship."

She and a woman who ran a hotdog stand on her way to university around 2007 would wave hello and smile at each other. Their interactions were so small that Sandstrom uses air quotes to even describe them as a "relationship."

And yet "it really meant something much bigger than it seemed like it should, and it made me feel like I belonged there," said Sandstrom.

"I felt very out of place and she, more than anyone else, is who made me feel OK, which was a bit puzzling."

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Friday, Oct. 10, 2025

People rest at Sankofa Square in Toronto, on Friday, Sept. 12, 2025. THE CANADIAN PRESS/Sammy Kogan

People rest at Sankofa Square in Toronto, on Friday, Sept. 12, 2025. THE CANADIAN PRESS/Sammy Kogan
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First Anishinaabe woman Bar Association president prioritizes mentorship, protecting the rule of law

Melissa Martin 8 minute read Preview
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First Anishinaabe woman Bar Association president prioritizes mentorship, protecting the rule of law

Melissa Martin 8 minute read Sunday, Sep. 14, 2025

In 1991, when Stacey Soldier was just 15 years old, Manitoba marked a watershed moment. After three years of hearings, the Aboriginal Justice Inquiry released its final report, a searing reckoning with how the province’s police and justice system had failed Indigenous people.

At home in Thompson, Soldier watched news of the inquiry unfold on TV. (“We were only allowed to watch the news in our house,” she says with a laugh.) The Anishinaabe teen was inspired to see an Indigenous judge, then-Justice Murray Sinclair, co-presiding over the proceedings, and was transfixed by the findings.

It felt “thrilling for justice,” she recalls. But it was also a stark lesson in the challenges her people faced to obtain it.

“One thing that the AJI made clear is that this is a system that wasn’t designed to help Indigenous communities and people in any way,” she says, chatting at her law firm Cochrane Sinclair’s Exchange District offices last week.

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Sunday, Sep. 14, 2025

RUTH BONNEVILLE / FREE PRESS

Stacey Soldier, the first Anishinaabe woman to serve as president of the Manitoba Bar Association, has been mentoring young Indigenous law students.

RUTH BONNEVILLE / FREE PRESS 
                                Stacey Soldier, the first Anishinaabe woman to serve as president of the Manitoba Bar Association, has been mentoring young Indigenous law students.
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Alberta government postpones release of revised school library book ban

Jack Farrell, The Canadian Press 4 minute read Preview
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Alberta government postpones release of revised school library book ban

Jack Farrell, The Canadian Press 4 minute read Wednesday, Oct. 15, 2025

EDMONTON - The Alberta government has postponed the release of its revised school library book ban to Monday.

The government had promised the new ministerial order for Friday afternoon, with a technical briefing for reporters set earlier in the day.

After the briefing was supposed to start, media were informed by email that it had been rescheduled.

“We are taking the time needed to ensure that the revised ministerial order is clear for all school boards," Education Minister Demetrios Nicolaides later said in an email in response to questions about the postponement.

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Wednesday, Oct. 15, 2025

Alberta Premier Danielle Smith, right, stands with new Minister of Education and Childcare, Demetrios Nicolaides, following a swearing in ceremony in Calgary, Friday, May 16, 2025.THE CANADIAN PRESS/Jeff McIntosh

Alberta Premier Danielle Smith, right, stands with new Minister of Education and Childcare, Demetrios Nicolaides, following a swearing in ceremony in Calgary, Friday, May 16, 2025.THE CANADIAN PRESS/Jeff McIntosh
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Girls fell behind boys in math during the pandemic. Schools are trying to make up lost ground

Annie Ma And Sharon Lurye, The Associated Press 7 minute read Preview
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Girls fell behind boys in math during the pandemic. Schools are trying to make up lost ground

Annie Ma And Sharon Lurye, The Associated Press 7 minute read Friday, Oct. 10, 2025

IRVING, Texas (AP) — Crowded around a workshop table, four girls at de Zavala Middle School puzzled over a Lego machine they had built. As they flashed a purple card in front of a light sensor, nothing happened.

The teacher at the Dallas-area school had emphasized that in the building process, there is no such thing as mistakes. Only iterations. So the girls dug back into the box of blocks and pulled out an orange card. They held it over the sensor and the machine kicked into motion.

“Oh! Oh, it reacts differently to different colors,” said sixth grader Sofia Cruz.

In de Zavala’s first year as a choice school focused on science, technology, engineering and math, the school recruited a sixth grade class that’s half girls. School leaders are hoping the girls will stick with STEM fields. In de Zavala’s higher grades — whose students joined before it was a STEM school — some elective STEM classes have just one girl enrolled.

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Friday, Oct. 10, 2025

Students build a dragon out of LEGO bricks during class at Lively Elementary on Thursday, Aug. 21, 2025, in Irving, Texas. (AP Photo/Ronaldo Bolaños)

Students build a dragon out of LEGO bricks during class at Lively Elementary on Thursday, Aug. 21, 2025, in Irving, Texas. (AP Photo/Ronaldo Bolaños)
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How young content creators plan to balance their social media success and campus life

Vanessa Tiberio, The Canadian Press 6 minute read Preview
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How young content creators plan to balance their social media success and campus life

Vanessa Tiberio, The Canadian Press 6 minute read Friday, Oct. 10, 2025

Growing up, Sofia DelGiudice never imagined her father’s annual back-to-school tradition would be a pivotal moment in her social media career.

Before starting university two years ago, the 19-year-old content creator from Toronto had the idea to stitch together all the videos her dad filmed of her descending the stairs in the family's home on the first day of school.

"It's the first day of what grade?" DelGiudice’s dad can be heard asking her in each clip recorded from kindergarten onward.

DelGiudice posted what she thought was a cute homage only her small TikTok following would see — and it went viral.

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Friday, Oct. 10, 2025

Sofia DelGiudice is seen in this undated handout photo. THE CANADIAN PRESS/Handout - Instagram, @Oliveandfigco (Mandatory Credit)

Sofia DelGiudice is seen in this undated handout photo. THE CANADIAN PRESS/Handout - Instagram, @Oliveandfigco (Mandatory Credit)
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Businesses put at risk when employees use unauthorized AI tools at work

Ritika Dubey, The Canadian Press 6 minute read Preview
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Businesses put at risk when employees use unauthorized AI tools at work

Ritika Dubey, The Canadian Press 6 minute read Wednesday, Oct. 15, 2025

An artificial intelligence chatbot could help quickly clean up your presentation moments before an important board meeting. But those quick AI fixes can become a liability for the higher-ups you're trying to impress.

More employees are using AI tools to help them complete work tasks and increase their productivity, but most of the time, those tools aren't approved by companies. When employees make use of unauthorized AI platforms and tools, it's referred to as shadow AI, and it creates a risk that workers could accidentally disclose sensitive internal data on these platforms, making the company susceptible to cyberattacks or intellectual property theft.

Often, companies are slow in adopting the latest technology, which may push employees to seek third-party solutions, such as AI assistants, said Kareem Sadek, a partner in the consulting practice at KPMG in Canada specializing in tech risk.

This so-called shadow AI often seeps in when users are looking for convenience, speed and intuitiveness, Sadek said.

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Wednesday, Oct. 15, 2025

More workers are engaging with AI tools to help them complete work tasks and increase their productivity. Chat GPT's landing page is seen on a computer screen, Monday, Aug. 4, 2025, in Chicago. (AP Photo/Kiichiro Sato)

More workers are engaging with AI tools to help them complete work tasks and increase their productivity. Chat GPT's landing page is seen on a computer screen, Monday, Aug. 4, 2025, in Chicago. (AP Photo/Kiichiro Sato)
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Minnesota sues TikTok, alleging it preys on young people with addictive algorithms

Steve Karnowski, The Associated Press 3 minute read Preview
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Minnesota sues TikTok, alleging it preys on young people with addictive algorithms

Steve Karnowski, The Associated Press 3 minute read Friday, Oct. 10, 2025

ST. PAUL, Minn. (AP) — Minnesota on Tuesday joined a wave of states suing TikTok, alleging the social media giant preys on young people with addictive algorithms that trap them into becoming compulsive consumers of its short videos.

“This isn’t about free speech. I’m sure they’re gonna holler that," Minnesota Attorney General Keith Ellison said at a news conference. "It’s actually about deception, manipulation, misrepresentation. This is about a company knowing the dangers, and the dangerous effects of its product, but making and taking no steps to mitigate those harms or inform users of the risks.”

The lawsuit, filed in state court, alleges that TikTok is violating Minnesota laws against deceptive trade practices and consumer fraud. It follows a flurry of lawsuits filed by more than a dozen states last year alleging the popular short-form video app is designed to be addictive to kids and harms their mental health. Minnesota's case brings the total to about 24 states, Ellison's office said.

Many of the earlier lawsuits stemmed from a nationwide investigation into TikTok launched in 2022 by a bipartisan coalition of attorneys general from 14 states into the effects of TikTok on young users’ mental health. Ellison, a Democrat, said Minnesota waited while it did its own investigation.

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Friday, Oct. 10, 2025

FILE - The TikTok logo is seen on a mobile phone in front of a computer screen which displays the TikTok home screen, Oct. 14, 2022, in Boston. (AP Photo/Michael Dwyer, File)

FILE - The TikTok logo is seen on a mobile phone in front of a computer screen which displays the TikTok home screen, Oct. 14, 2022, in Boston. (AP Photo/Michael Dwyer, File)
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AI-powered personal finance is here: for better and for worse

Joel Schlesinger 5 minute read Preview
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AI-powered personal finance is here: for better and for worse

Joel Schlesinger 5 minute read Saturday, Aug. 16, 2025

Financial advice at your fingertips is by no means a new innovation.

Yet with the rise of artificial intelligence, getting insights about your money has been taken to new heights of potential benefit — and dangers.

“There is a lot of upside to using AI, especially for budgeting, and it’s often good as a first draft for anything you want to do,” says Monisha Sharma, Toronto-based chief revenue officer at Fig Financial, which provides consolidation, home improvement and unsecured loans.

Fig has some insight on AI’s benefits. The fintech company leverages AI technology to make loans quickly to Canadians, but its use case is contained to Fig’s own specific data to ensure a low error rate.

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Saturday, Aug. 16, 2025
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3 steps to save money when you’re tempted to spend

Danielle Labotka Of Morningstar, The Associated Press 4 minute read Wednesday, Oct. 15, 2025

Why do so many of us struggle to save?

Saving for the future can be difficult because of a cognitive bias known as hyperbolic discounting: our tendency to place greater weight on immediate satisfaction, even if focusing on the long term will have a greater payoff. This bias is why, when you get a raise, you may consider getting a new car—incurring a higher monthly payment—instead of sacking away more money each month for retirement and perhaps getting to retire several years earlier.

Feeling stressed about finances can also get you off track with your savings. While some people respond to financial stress by saving more, others respond by spending more in order to regain feelings of control.

Unfortunately, these shortsighted decisions on spending versus saving can have large effects on our ability to achieve our future goals, because of the enormous power of compound interest. So, let’s talk about what you can do to keep saving when you feel the urge to give up.