AI-powered personal finance is here: for better and for worse

Financial advice at your fingertips is by no means a new innovation.

Yet with the rise of artificial intelligence, getting insights about your money has been taken to new heights of potential benefit — and dangers.

“There is a lot of upside to using AI, especially for budgeting, and it’s often good as a first draft for anything you want to do,” says Monisha Sharma, Toronto-based chief revenue officer at Fig Financial, which provides consolidation, home improvement and unsecured loans.

Fig has some insight on AI’s benefits. The fintech company leverages AI technology to make loans quickly to Canadians, but its use case is contained to Fig’s own specific data to ensure a low error rate.

Mise à l’épreuve pour le grand écran

Le 48-Hour Film Festival retourne au Centre culturel franco-manitobain (CCFM) pour célébrer sa 10e édition. Un événement unique en son genre.

Le 26 août, le CCFM accueillera une projection spéciale et la remise des prix du 48-Hour Film Festival, un événement qui célèbre la créativité cinématographique en un temps record. Ce festival fait suite à une première présentation au Festival International de Film de Gimli (FIFG) en juillet. Tout a commencé le vendredi 27 juin, lorsque des cinéastes et passionnés de cinéma ont relevé le défi de créer un court métrage en seulement 48 heures. James McLellan, président du conseil d’administration du 48-Hour Film Festival, nous en dit plus sur cette initiative estivale qui unit la communauté autour de l’amour du cinéma.

Cinéaste et professeur de cinéma à l’école secondaire immersion Oak Park, James McLellan, explique que son implication dans le festival — qui faisait alors partie du Winnipeg Film Group — a commencé grâce à ses élèves. “J’avais des étudiants qui participaient à l’événement et connaissaient Ben Williams, fondateur du 48-Hour Film Festival. Ben m’a contacté et m’a fait part de son idée de créer un festival distinct du groupe cinématographique Winnipeg Film group et j’ai immédiatement accepté. J’ai trouvé que ce défi de 48 heures était tellement bien pour le développement des étudiants en tant que jeunes créateurs de films.”

C’était lors de son parcours au secondaire que Adam Yarish, l’ancien étudiant de James McLellan dans le programme immersion à Oak Park, a aussi découvert le 48.

Norwegian police say pro-Russian hackers were likely behind suspected sabotage at a dam

Russian hackers are likely behind suspected sabotage at a dam in Norway in April that affected water flows, police officials told Norwegian media on Wednesday.

The director of the Norwegian Police Security Service, Beate Gangås, said cyberattacks are increasingly being carried out against Western nations to stoke fear and unrest.

The Associated Press has plotted more than 70 incidents on a map tracking a campaign of disruption across Europe blamed on Russia, which Western officials have described as “reckless.” Since Moscow's invasion of Ukraine, Western officials have accused Russia and its proxies of staging dozens of attacks and other incidents, ranging from vandalism to arson and attempted assassination.

Intelligence officials told the AP that the campaign is becoming more violent.

Musk says he plans to sue Apple for not featuring X or Grok among its top apps

Billionaire SpaceX, Tesla and X owner Elon Musk says he plans to sue Apple for not featuring X and its Grok artificial intelligence chatbot app in its top recommended apps in its App Store.

Musk posted the comments on X late Monday, saying, “Hey @Apple App Store, why do you refuse to put either X or Grok in your ‘Must Have’ section when X is the #1 news app in the world and Grok is #5 among all apps? Are you playing politics? What gives? Inquiring minds want to know.”

Grok is owned by Musk's artificial intelligence startup xAI.

Musk went on to say that “Apple is behaving in a manner that makes it impossible for any AI company besides OpenAI to reach #1 in the App Store, which is an unequivocal antitrust violation. xAI will take immediate legal action.”

‘No safety rules’: Concerns grow as AI-generated videos spread hate online

At first it appears to be a quirky video clip generated by artificial intelligence to make people laugh.

In it, a hairy Bigfoot wearing a cowboy hat and a vest emblazoned with the American flag sits behind the wheel of a pickup truck.

“We are going today to the LGBT parade,” the apelike creature says with a laugh. “You are going to love it.”

Things then take a violent and disturbing turn as Bigfoot drives through a crowd of screaming people, some of them holding rainbow flags.

Not just Big Bird: Things to know about the Corporation for Public Broadcasting and its funding cuts

The Corporation for Public Broadcasting, which helps pay for PBS, NPR, 1,500 local radio and television stations as well as programs like “Sesame Street” and “Finding Your Roots,” said Friday that it would close after the U.S. government withdrew funding.

The organization told employees that most staff positions will end with the fiscal year on Sept. 30. A small transition team will stay until January to finish any remaining work.

The private, nonprofit corporation was founded in 1968 shortly after Congress authorized its formation. It now ends nearly six decades of fueling the production of renowned educational programming, cultural content and emergency alerts about natural disasters.

Here's what to know:

Corporation for Public Broadcasting to shut down after being defunded by Congress, targeted by Trump

WASHINGTON (AP) — The Corporation for Public Broadcasting, a cornerstone of American culture for three generations, announced Friday it would take steps toward its own closure after being defunded by Congress — marking the end of a nearly six-decade era in which it fueled the production of renowned educational programming, cultural content and even emergency alerts.

The demise of the corporation, known as CPB, is a direct result of President Donald Trump's targeting of public media, which he has repeatedly said is spreading political and cultural views antithetical to those the United States should be espousing. The closure is expected to have a profound impact on the journalistic and cultural landscape — in particular, public radio and TV stations in small communities across the United States.

CPB helps fund both PBS and NPR, but most of its funding is distributed to more than 1,500 local public radio and television stations around the country.

The corporation also has deep ties to much of the nation’s most familiar programming, from NPR’s “All Things Considered” to, historically, “Sesame Street,” “Mister Rogers' Neighborhood” and the documentaries of Ken Burns.

Google loses appeal in antitrust battle with Fortnite maker

SAN FRANCISCO (AP) — A federal appeals court has upheld a jury verdict condemning Google's Android app store as an illegal monopoly, clearing the way for a federal judge to enforce a potentially disruptive shakeup that's designed to give consumers more choices.

The unanimous ruling issued Thursday by the Ninth Circuit Court of Appeals delivers a double-barreled legal blow for Google, which has been waylaid in three separate antitrust trials that resulted in different pillars of its internet empire being declared as domineering scofflaws monopolies since late 2023.

The unsuccessful appeal represents a major victory for video game maker Epic Games, which launched a legal crusade targeting Google’s Play Store for Android apps and Apple’s iPhone app store nearly five years ago in an attempt to bypass exclusive payment processing systems that charged 15% to 30% commissions on in-app transactions.

The jury's December 2023 rebuke of Google's app store for Android-powered smartphones began a cascade of setbacks that includes monopoly judgements against the company's ubiquitous search engine last year and the technology underlying its digital ad network earlier this year.

Key things to know about how Elon Musk has boosted hard-right figures in Europe

ROME (AP) — Elon Musk may have tumbled from political grace in Washington, D.C., but as he seeks to build a new political party, his power on X — where he commands the most popular account — remains unchecked.

Musk is a kingmaker on the platform he acquired in 2022 for $44 billion. He has used his influence to cultivate hard-right politicians and insurgent activists across Europe. A retweet or reply from Musk can lead to millions of views and tens of thousands of new followers, according to an Associated Press analysis of public data.

That fact has not been lost on influencers who have tagged Musk persistently, seeking a reply or a retweet. It has also fueled concerns in Europe about foreign meddling -- not from Russia or China, but from the United States.

“Every alarm bell needs to ring,” Christel Schaldemose, a vice president of the European Parliament who works on electoral interference and digital regulation, told AP.

Musk, a social media powerhouse, boosts fortunes of hard-right figures in Europe

ROME (AP) — Hard-right commentators, politicians and activists in Europe have uncovered a secret to expanding their influence: engaging with Elon Musk.

Take the German politician from a party whose own domestic intelligence agency has designated as extremist. Her daily audience on X surged from 230,000 to 2.2 million on days Musk interacted with her posts. She went on to lead her party to its best-ever electoral showing.

Or the anti-immigration activist in Britain, who was banned from Twitter and sentenced to 18 months in prison for contempt of court. Since Musk let him back on the platform in late 2023, he’s mentioned, reposted or replied to the billionaire more than 120 times on X — and gained nearly a million followers.

Even a little-known social-media influencer turned politician from Cyprus has benefited from the Musk effect. Before winning a surprise seat in the European Parliament, where he’s advocated for Musk, the influencer seemed to have one ambition: to hug the world’s richest man. He got his hug — and political endorsements. On days Musk has interacted with his account on X, the man’s audience exploded from just over 300,000 to nearly 10 million views.

Winnipeg-based TV ad delivery firm Taiv switches on at home

A small gong sits in the middle of Taiv Inc.’s headquarters in Winnipeg’s Exchange District office. Whenever there’s an achievement to celebrate at the advertising technology company, staff pick up a mallet and strike it.

McGill University team develops AI that can detect infection before symptoms appear

MONTRÉAL - Researchers at McGill University say they developed an artificial intelligence platform that can predict when someone is about to come down with a respiratory tract infection before they start to feel sick.

In what researchers are calling a "world first," the study involved participants who wore a ring, a watch and a T-shirt, all of which were equipped with censors that recorded their biometric data. By analyzing the data, researchers were able to accurately predict acute systemic inflammation — an early sign of a respiratory infection such as COVID-19.

Published in The Lancet Digital Health, the study says the AI platform can one day help doctors address health problems much earlier than they normally would, particularly in patients who are fragile and for whom a new infection could have serious consequences. It could also potentially reduce costs for the health-care system by preventing complications and hospitalizations.

"We were very interested to see if physiological data measured using wearable sensors … could be used to train an artificial intelligence system capable of detecting an infection or disease resulting from inflammation," explained the study's lead author, Prof. Dennis Jensen of McGill University's department of kinesiology and physical education.

Creating realistic deepfakes is getting easier than ever. Fighting back may take even more AI

WASHINGTON (AP) — The phone rings. It's the secretary of state calling. Or is it?

For Washington insiders, seeing and hearing is no longer believing, thanks to a spate of recent incidents involving deepfakes impersonating top officials in President Donald Trump's administration.

Digital fakes are coming for corporate America, too, as criminal gangs and hackers associated with adversaries including North Korea use synthetic video and audio to impersonate CEOs and low-level job candidates to gain access to critical systems or business secrets.

Thanks to advances in artificial intelligence, creating realistic deepfakes is easier than ever, causing security problems for governments, businesses and private individuals and making trust the most valuable currency of the digital age.

Canadian researchers create tool to remove anti-deepfake watermarks from AI content

OTTAWA - University of Waterloo researchers have built a tool that can quickly remove watermarks identifying content as artificially generated — and they say it proves that global efforts to combat deepfakes are most likely on the wrong track.

Academia and industry have focused on watermarking as the best way to fight deepfakes and "basically abandoned all other approaches," said Andre Kassis, a PhD candidate in computer science who led the research.

At a White House event in 2023, the leading AI companies — including OpenAI, Meta, Google and Amazon — pledged to implement mechanisms such as watermarking to clearly identify AI-generated content.

AI companies’ systems embed a watermark, which is a hidden signature or pattern that isn’t visible to a person but can be identified by another system, Kassis explained.

Book Review: ‘Algospeak’ shows just how much social media is changing us

How much has social media changed the way we talk and behave?

That’s the question linguist and content creator Adam Aleksic sets out to answer in his debut book “Algospeak.”

If you already know what words like “yeet,” “rizz,” “brainrot” or “blackpilled” mean, some of this information might not come as a surprise to you. Still, Aleksic’s analysis reaffirms how this language came about and why it continues to proliferate. For those unfamiliar, it acts as an accessible entry point into social media slang and its evolution.

“Algospeak” touches on a wide array of topics, including in-groups and out-groups, censorship, language appropriation, extremism online, microtrends, clickbait and generational divides. The chapters build on each other with a textbook-level attention to vocabulary.

Musk’s xAI scrubs inappropriate posts after Grok chatbot makes antisemitic comments

Elon Musk's artificial intelligence company said Wednesday that it's taking down “inappropriate posts" made by its Grok chatbot, which appeared to include antisemitic comments that praised Adolf Hitler.

Grok was developed by Musk’s xAI and pitched as alternative to “woke AI” interactions from rival chatbots like Google’s Gemini, or OpenAI’s ChatGPT.

Musk said Friday that Grok has been improved significantly, and users “should notice a difference.”

Since then, Grok has shared several antisemitic posts, including the trope that Jews run Hollywood, and denied that such a stance could be described as Nazism.

What to know about a potential deal to keep TikTok running in US

Less than a month after extending a deadline to ban TikTok for the third time, President Donald Trump told reporters late Friday night that, “We pretty much have a deal,” on TikTok — but he did not offer details.

The details and timing of a potential deal are not clear. TikTok did not immediately respond to messages for comment on Monday.

Emarketer analyst Jeremy Goldman said while TikTok is “reportedly planning” a U.S. version of its app to comply with legal restrictions, the platform — if it launches without the original TikTok algorithm — “risks losing the very personalization that drives user engagement.”

In other words, TikTok just isn't TikTok without its algorithm.

First school year of cellphone ban well-received: minister

Sweeping restrictions on cellphone use in schools are here to stay, despite frustrations related to inconsistent enforcement and student workarounds during the 2024-25 rollout.

Manitoba banned phones in elementary classrooms last summer and introduced new rules to silence devices and keep them out of sight during Grade 9 to 12 lessons.

“How practical is that going to be in the real world? AI exists. Cellphones exist. Banning them is only going to make us sneakier,” said Diana Bonakdar, who just finished Grade 11 in Winnipeg.

Diana and Nadia Lovallo, the new co-presidents of the student council at St. Mary’s Academy, question the effectiveness of the policy and its long-term impact.

China’s humanoid robots generate more soccer excitement than their human counterparts

BEIJING (AP) — While China's men's soccer team hasn't generated much excitement in recent years, humanoid robot teams have won over fans in Beijing based more on the AI technology involved than any athletic prowess shown.

Four teams of humanoid robots faced off in fully autonomous 3-on-3 soccer matches powered entirely by artificial intelligence on Saturday night in China's capital in what was touted as a first in China and a preview for the upcoming World Humanoid Robot Games, set to take place in Beijing.

According to the organizers, a key aspect of the match was that all the participating robots operated fully autonomously using AI-driven strategies without any human intervention or supervision.

Equipped with advanced visual sensors, the robots were able to identify the ball and navigate the field with agility

Tech industry group sues Arkansas over new social media laws

LITTLE ROCK, Ark. (AP) — A tech industry trade group sued Arkansas Friday over two new laws that would place limits on content on social media platforms and would allow parents of children who killed themselves to sue over content on the platforms.

The lawsuit by NetChoice filed in federal court in Fayetteville, Arkansas, comes months after a federal judge struck down a state law requiring parental consent before minors can create new social media accounts. The new laws were signed by Republican Gov. Sarah Huckabee Sanders earlier this year.

“Despite the overwhelming consensus that laws like the Social Media Safety Act are unconstitutional, Arkansas elected to respond to this Court’s decision not by repealing the provisions that it held unconstitutional but by instead doubling down on its overreach,” NetChoice said in its lawsuit.

Arkansas is among several states that have been enacting restrictions on social media, prompted by concerns about the impact on children's mental health. NetChoice — whose members include Facebook parent Meta and the social platform X — challenged Arkansas' 2023 age-verification law for social media. A federal judge who initially blocked the law struck it down in March.

Hackathon teams race to solve defense tech challenges as Europe boosts military capabilities

SANDHURST, England (AP) — Hunched over laptops, the team of four raced to solve a challenge: how to get a set of drones to fly themselves from one place to another when GPS and other signals are jammed by an enemy.

Elsewhere around the hall, groups of people — engineering students, tech workers and hobbyists — gathered around long tables to brainstorm, write computer code or tinker with more drones and other hardware.

Most of them were strangers when they first gathered last month at Britain's Sandhurst Military Academy to compete in a 24-hour “hackathon" focused on defense technology. Many were drawn to the event because they wanted to use their technical skills to work on one of the biggest challenges confronting Europe: the continent's race to beef up its military capabilities as Russia's war in Ukraine threatens to widen global instability.

“Given the geopolitical climate, defense tech is relevant now more than ever,” said Aniketh Ramesh, a startup founder with a Ph.D. in robotics in extreme environments and one of the drone team members. The hackathon, he said, “is a good place to sort of go and contribute your ideas.”

Long-awaited Winnipeg Transit network overhaul goes live Sunday

Winnipeg’s bus network will undergo a massive one-day transformation on Sunday that alters virtually every route.

Graphic novelist to lead free workshop for aspiring artists

Jonathan Dyck’s most monumental piece of advice? Start small.