Google settles with Epic Games with offer to lower its app store commissions

SAN FRANCISCO (AP) — Google will lower the lucrative fees imposed on its Android app store and offer a way for rival options to gain its stamp of approval, ending a bruising legal battle that led to one of several rulings condemning its tactics as an illegal monopoly.

The proposed changes filed Wednesday with a federal court in San Francisco mark the latest twist in a case that began in August 2020 when video game maker Epic Games filed an antitrust case seeking to make it easier for alternative payment options to compete against Google's Play Store system, which charges 15% to 30% commissions on a wide variety of in-app transactions.

Google's concessions come five months after the U.S. Supreme Court refused to hear an appeal of the company's attempt to overturn a federal judge's order requiring a far more extensive overhaul of the Play Store following a 2023 trial that culminated in a jury declaring the setup an illegal monopoly.

Backed into a legal corner, Google is now prepared to decrease its baseline commissions for subscriptions and e-commerce transactions into the 10% to 20% range. It's also offering an optional 5% payment processing charge that would be applied in addition to the other service fees for apps that prefer to keep everything within the Play Store.

Winnipeg School Division proposes 9.3 per cent tax increase

Manitoba’s largest school division has tabled a draft budget that raises local property taxes by upwards of nine per cent.

The Winnipeg School Division has released a $549.7-million blueprint for its 82 schools, which are attended by 32,000 children.

The plan freezes staffing at current levels, upgrades information technology systems and resumes full-day kindergarten.

“What we’re proposing is basically a stand-pat budget where we want to maintain (our roster of) teachers, EAs and clinicians, ” chief superintendent Matt Henderson told a public budget meeting on Tuesday. “With that, though, comes some pressure.”

Housing affordability challenges remain despite recent improvements: CMHC

A new analysis from the Canada Mortgage and Housing Corp. shows housing affordability challenges have eased in recent years but still remain at historic highs, and have even spread to other major cities.

The national housing agency says affordability issues are no longer limited to Canada's largest cities and have spread to other areas such as Ottawa, Montreal and Halifax. One of the key factors, CMHC said, was the impact of labour mobility brought on by remote work during the COVID-19 pandemic, which has persisted even as the job market has changed.

"Affordability started recovering slightly since 2023, when it reached historical lows. For home ownership, we observed improved affordability, while for renters we saw stabilization over the last two years," said Mathieu Laberge, CMHC chief economist and senior vice-president of housing insights, in a news release Wednesday.

"Even with these improvements, we cannot overlook how much housing affordability has eroded in recent years, especially in Ottawa, Montreal and Halifax, clearly demonstrating that Canada's housing affordability crisis is no longer limited to Toronto and Vancouver."

Police warn about AI use in sophisticated scam calls

Police warned Manitobans about the rising use of artificial intelligence to clone voices for use in phone scams, while launching a campaign Tuesday to protect seniors from fraud.

The six-month “Just Hang Up” campaign will alert seniors, their children and their caregivers about grandparent or emergency scams that have become prevalent and increasingly sophisticated.

“These scams are designed to be high pressure. They prey on the ones we love the most — our grandparents, the ones we know who are going to help us in the time of need,” Winnipeg Police Service Insp. Jennifer McKinnon said at a news conference.

Manitobans aged 60 and older reported losing almost $350,000 to grandparent or emergency scams in 2024, as reported by the Canadian Anti-Fraud Centre. The actual total is likely much higher because scams are vastly underreported.

Tax-filing season begins today. Here’s all you need to know

Gather your tax slips and receipts because it's that time of the year. The 2025 tax-filing season officially kicks off on Monday. It will last a little over nine weeks, ending with the April 30 deadline for most taxpayers.

Big rent hikes — a made-in-Manitoba problem

Premier Wab Kinew began 2026 by capping the price of milk in a bid to make life more affordable for Manitobans.

Now, Manitobans feeling the pinch of stagnant wages and inflation won’t have to swallow cost increases with their morning bowl of cereal. This spring, the premier has an opportunity to address one of the single largest monthly household expenses paid by Manitobans: rent.

Few provinces regulate milk prices, but most Canadian jurisdictions regulate rents. In Manitoba, rent increases are allowed once a year and capped based on changes in the consumer price index. This annual rent guideline is a fair process that accounts for increased costs while protecting tenants from rent gouging.

Despite these rules, each year thousands of tenants continue to face huge rent hikes — some well over 100 per cent.

It’s the first tax season since the CRA revamped its services. Here’s what to expect

The Canada Revenue Agency says taxpayers should have an easier time this tax season, a year after it faced criticism for long wait times and, in some cases, bad advice from representatives.

Food inflation spiked 7.3% in January. Here’s what’s driving the increase

OTTAWA - Statistics Canada reported an easing in the headline inflation rate Tuesday but a jump in the pace of food inflation amid tax changes and lingering pressures at the grocery store continue to put the squeeze on consumers.

StatCan said Tuesday that the annual rate of inflation edged down to 2.3 per cent in January. Economists had expected inflation to hold steady at 2.4 per cent.

The agency said gas prices were 16.7 per cent lower year-over-year in January, largely thanks to the end of the consumer carbon price in April. Shelter inflation — long a pain for households in Canada — also fell to its lowest level in nearly five years as rent pressures abate.

Those declines helped offset food inflation, which accelerated to 7.3 per cent annually in January from 6.2 per cent a month earlier.

Food inflation expected to jump in January amid tax changes: economists

OTTAWA - Economists expect tax changes from a year ago will result in a year-over-year surge in food prices when Statistics Canada reports January inflation figures later this week.

StatCan will publish its January consumer price index report on Tuesday, a day later than originally scheduled.

The agency recently adopted a Monday publishing schedule for the consumer price index but shifted the January release to account for a regional holiday in eight provinces.

A Reuters poll of economists expects the annual rate of inflation held steady at 2.4 per cent in January, according to LSEG Data & Analytics.

Affairs of heart inevitably require less romantic finance talk sooner or later — so why not today?

Valentine’s Day may be for lovers, and a chat about personal finance certainly risks dulling the passions of the day. That is unless you love money.

Yet it is a discussion that nonetheless should happen … eventually. Often sooner is better than later, hopefully, well before popping the big question.

That decisive question could be happening right now. Valentine’s Day is the premier day for couples to get engaged and that big ask (and hopefully affirmative answer) often comes with a hefty capital allocation for a sparkling speck of costly rock set in a ring made of an increasingly high-priced precious metal.

De Beers coined the notion of three months’ salary as the rule of thumb to spend on an engagement ring amid the Great Depression. At the time, diamonds weren’t common for engagement rings. Today, the world’s priciest gem is considered the norm — and the bigger the rock, the greater the profession of your love, according to the marketing.

Canada’s university funding system is broken

For decades, Canadian universities have delivered a world-class education at a remarkably accessible cost. Nationally, Manitoba has among the lowest tuition fees in the country. However, like many universities across Canada, the University of Manitoba is facing a new reality that can no longer be ignored.

Province to power up smart thermostat program, rebates

Manitobans may get cash for turning down the thermostat during peak energy-use periods next winter.

Increased taxation requires thorough justification

This year, the City of Winnipeg sent me two “love letters.” The first arrived in May, informing me that it (the city) was “delivering affordability,” with the lowest municipal property tax rates in Canada, the lowest municipal fees on new housing, and the lowest garbage and recycling fees in Canada.

Small businesses weigh cost of carrying credit card fees, possibility of cash-only crime

Cash, credit or debit — or maybe just one and not the others? Even as technology advances, rising costs and the impacts of crime mean some Manitoba businesses are still seeking new ways to settle the bill with customers.

In Morden, Alex Kanski found himself in the middle of an unexpected controversy when he announced his family restaurant, Moment in Thyme Neighbourhood Grill, would be removing its card payment system and only accepting cash at the end of January.

Kanski said interchange fees — or the cost to process credit card transactions — and other fees to maintain card payments has cost the restaurant about $7,500 annually since it opened three years ago. For a 38-seat restaurant, he said, those losses are hard to take.

“With a restaurant, there’s only so many places you can cut costs,” Kanski said.

Canadian Tire ordered to pay nearly $1.3 million for false advertising

MONTREAL - Canadian Tire has been ordered to pay just under $1.3 million after pleading guilty to 74 counts of violating sections of Quebec's Consumer Protection Act related to false advertising.

Crown prosecutor Jérôme Dussault says the Canadian retail giant agreed to the settlement after initially pleading not guilty.

At the Montreal courthouse, Quebec court Judge Simon Lavoie approved the agreement, which includes fines and costs ranging from $15,625 to $18,150 per count.

The case stems from a six-month investigation by the province's consumer protection office in 2021.

Canada Goose says diversification efforts working but Q3 profit fell from year ago

TORONTO - Canada Goose Holdings Inc. says its efforts to convince customers to turn to the company for more than a down-filled parka as winter hits are paying off — but investors may not be convinced.

While customer demand for the retailer's star product — down-filled outwear — remained strong in its most recent quarter, Canada Goose said Thursday that its non-down-filled outwear grew even faster and was accompanied by gains in lightweight and year-round apparel.

"That shift is intentional," said Carrie Baker, Canada Goose's president of brand and commercial, on a call with analysts.

"We want to be able to bring newness to the floor. We want to be able to drive repeat visitors, bring people back to see something new."

Ottawa to relaunch EV rebates program in 2 weeks with new auto strategy

OTTAWA - The federal government announced a suite of new electric vehicle policies Thursday, including the reintroduction of the popular rebate program and the elimination of the EV sales mandate in favour of stricter emissions standards for the auto sector.

The move is the latest rollback of climate policies enacted by former prime minister Justin Trudeau. The government of Prime Minister Mark Carney cancelled the consumer carbon price and halted the implementation of an emissions cap on the oil and gas sector.

Speaking at an auto parts manufacturer in Woodbridge, Ont., Carney said Thursday Ottawa pitched the new plan as a transformation of Canada's auto sector, which has been battered for months by U.S. tariffs.

"We have everything we need to take the lead in the vehicles of tomorrow, and we're positioning Canadian workers and businesses to seize that opportunity," he said.

New book from renowned Canadian financial author aims to help you ‘Save Yourself’

If your goal for 2026 is getting into better financial shape, one of Canada’s most renowned personal finance experts is throwing you a self-rescue line.

Kelley Keehn has recently published her 12th personal finance book in the last 20 years, Save Yourself: a New Approach to Thinking About Money and Taking Control of Your Financial Future. She spoke with the Free Press about taking a different tact to helping Canadians to make positive financial change.

Her new book comes at the right time, released in January when many make resolutions about being better with money.

As with past efforts, Keehn has sought to provide advice on the behavioural aspects of finance. But with Save Yourself, she upped the ante with neuroscience to help readers understand how human brains handle the subject of money. “My first book was over 20 years ago on the psychology of money, but it was anecdotal because there was little research on the psychology of money.”

LRSD says 12 per cent increase needed to avoid layoffs if provincial funding frozen

St. Vital homeowners are being warned about a “worst case scenario” property education tax hike of nearly 12 per cent.

The Louis Riel School Division laid out a range of 2026-27 budget scenarios for residents during a 90-minute meeting on Wednesday.

The event was held two weeks after the division issued a bleak warning about its finances and called on community members to lobby the province to top up its funding.

“Worst case scenario is an 11.53 per cent mill rate increase for the ratepayer,” said Jamie Rudnicki, secretary-treasurer and chief financial officer of the division in southeast Winnipeg.

New year, deeper pockets needed

Changes to daily living expenses in the new year are bringing new challenges to Winnipeggers and Manitobans already burdened by the cost of living.

Getting around in the city by public transit got more expensive Thursday, and the cost of vehicle insurance will rise on April 1.

Winnipeg Transit’s standard adult cash fare increased by a dime to $3.45. Youth and seniors will now be charged $2.95, also up 10 cents compared to 2025 rates. Discounts remain in place for peggo card users, though electronic fares also rose to $3.10 for adults, $2.30 for youths and $1.55 for seniors.

Monthly passes also got more expensive: $119.35 for adults, $88.55 for youth and $59.70 for seniors. Short-term passes are also more expensive: a 24-hour adult peggo e-pass climbed to $11.45, and youth and senior versions rose to $8.50 and $5.75, respectively. A seven-day adult e-pass now sells for $31.

Higher school taxes a preventable problem

Tens of thousands of Manitoba home and business owners face the prospect of permanent double-digit increases to the school tax portion of their property tax bills.

Why AI is poised to become Santa’s little helper this holiday

Dan Box tells ChatGPT about his kids all year long.

By the time the holidays roll around, his hope is that OpenAI's artificial intelligence-based chatbot will have gleaned enough about their hobbies and interests to identify the perfect gifts and where they're priced lowest.

"For years, I always felt stressed out by things like Christmas because I really wanted it to be great and I really wanted to buy great gifts, but it's always just so much work and time," said Box, a Vancouver-based gaming executive. "This feels easier and I like it."

The way Box is shopping is no anomaly. Consumers are increasingly turning to AI to recommend products, notify them of sales, help them make purchases and arrange deliveries.